Starting in October 2013, families can sign up for quality, affordable health insurance. But even before October, the Affordable Care Act (ACA) has already started to impact Oregonians by:
- Giving health coverage to millions of young adults by allowing children to stay on their parents’ health insurance until they are 26.
- Making sure our health care dollars don’t get wasted on CEO bonuses by requiring insurance companies to spend 80% of their resources on health care benefits—or return the money to the consumer.
- Requiring regular visits to the doctor and other preventative care to be covered in all health insurance plans that consumers buy.
- Providing health insurance to the people who need it most by ensuring that insurance companies can no longer deny people due to pre-existing conditions.
What the ACA Means for You
If you already have affordable employer-provided insurance:
For the SEIU workers who already have affordable insurance through their employer, the ACA will provide additional benefits.
- You can keep your kids on your insurance until they are 26.
- You can feel confident that insurance companies are being held to higher standards through stronger rules and regulations, and that precious health care dollars will be spent where they belong: keeping you and your family healthy.
- Your family won’t be denied insurance because of illness or health history.
If you don’t currently have affordable insurance:
For other SEIU members who don’t currently have affordable insurance, the ACA will provide access to quality, affordable, health insurance for you and your family.
- Oregonians who don’t already have insurance through an employer can enroll in the state’s new health insurance exchange, known as Cover Oregon.
- Even if you have insurance through an employer, you can still get on the Oregon Health Plan if you are eligible. Basic eligibility is monthly income of less than $1320/mo for individuals or $2700/mo for a family of four.
- If you are uninsured because you can’t afford the insurance offered through your employer, you could qualify for tax credits through the exchange if the cost of your health insurance is 9.5% or more of your income.
- If you have family or friends that are uninsured, they can likely qualify for tax credits to help them purchase health care on the exchange.
We Did It
SEIU members stand for quality, affordable health care. We believe families should have access to see a doctor without breaking the bank, and insurance companies should put patients’ health (not profits) first. After fighting for these basic principles for more than two decades, our fight paid off!
We’ll Never Go Back
We still have a long way to go to make sure that the implementation of ACA is successful. The ACA is not perfect. We know it will need adjustments—but making adjustments to the new law is better than going back to the days when insurance companies could do what ever they wanted, sick children couldn’t get health insurance because of pre-existing conditions, and preventive care was not covered for millions of Americans.
We Can Help
If you have questions about insurance options for yourself or your family, we can help!
• Call the SEIU ACA hotline at 1-855-437-2694
• Join us at a Health Care Community Workshop in your area to learn more and enroll for benefits.